Does your home have damage from water that needs to be fixed right away? Believe it or not, there is a difference between flood restoration and water damage restoration. The experts at Restoration Doctor is here to make sure you know the difference. Our experts are located in Miami.
Water is Water
Flood damage is just another kind of water damage, right? Wrong. It is actually more complex than that.
When it comes to water damage vs. flood damage, flood damage poses higher health risks, can require additional insurance coverage, and can cost more to repair. But what exactly constitutes flood damage, what constitutes water damage, and why does it matter?
What Causes The Need For Water Damage or Flood Restoration?
- Water Damage
- Water damage is a broad category with multiple causes. Your home can incur water damage from a broken water heater, a burst sewer line, an overflowing toilet, or dozens of other sources inside your home.
- Flood Damage
- overflow of inland or tidal waters
- unusual and rapid accumulation or runoff of surface waters from any source
- collapse or subsidence of land along the shores of a lake or a similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood
How Do You Tell The Two Apart?
One easy way to distinguish water damage from flood damage is by answering this simple question: is your home the only one having any issues? If the answer is yes, then you’re likely dealing with water damage.
If the answer is no, and more than one home is having the same issue, then it is likely a result of flood damage.
The Three Types Of Damage
- Category 1, or “clean water,” comes from supply lines, faucets, and other sources that typically aren’t contaminated. It can usually be cleaned with extraction, drying, and dehumidification.
- Category 2, or “grey water,” comes from dishwasher leakage, sump pump failures, and other sources that can include some contamination. It typically requires a degree of sanitation and decontamination.
- Category 3, or “black water” comes from sewage, standing water, and other sources that can be significantly contaminated by pathogenic and toxic material. It requires an extreme degree of sterilization before people can safely re-enter the structure without safety gear.
Insurance Will Only Cover One
Homeowner’s insurance typically covers water damage. When dealing with water damage, you should contact your local full-service restoration company to discuss your homeowner’s insurance policy with your carrier, determine coverage and payout, and develop a restoration plan.
The same can’t be said for flood damage. Flood insurance, on the other hand, is not covered by your typical homeowner’s insurance policy. You must invest in a separate NFIP approved flood insurance policy and before any damages have taken place.
Call Us For Water Damage Restoration
Is your home victimized by water and need flood restoration immediately? We are the experts when it comes to water damage cleaning. Keep water far away from your home by taking advantage of our water damage company. If you want to ensure that water extraction from your home is done correctly, you can bet we will make it happen. Restoration Doctor, located in Davie, is the best choice when it comes to mold inspection and water damage restoration. Call or visit us today for more information. Trust us with mold remediation Miami residents.